12C Financial Calculator - Black/Gold

Produto chegou no prazo correto.

I have been using the HP 12C for over 20 years, and its enduring quality is absolutely legendary—my original units are still working perfectly today. This calculator is a durable, reliable workhorse that covers all the critical functions needed for finance: Time Value of Money (TVM), NPV, IRR, Amortization, and Bond Calculations. Comparing it to modern devices, it's interesting to note how much faster technology has become. On older HP 12C models, running complex calculations like the Internal Rate of Return (IRR) would often display the "running" indicator for a noticeable period. The newer calculators are so incredibly fast that this indicator no longer appears, completing the task almost instantaneously—a small detail that highlights the HP 12C's incredible tenure in the market. The most important thing to note before purchasing is the requirement to use Reverse Polish Notation (RPN). This is a different input method than the standard algebraic method you might be used to. Instead of typing "2 + 2 =", you input the numbers first and then the operation: "2 [ENTER] 2 [+]." There is a learning curve, but once mastered, RPN is far more efficient and reduces the chance of input errors. It’s what makes the 12C a favorite among financial professionals. This is a fantastic, indispensable tool that I highly recommend for anyone serious about personal finance or real estate.

Produto de ajuda do dia a dia. Material de excelente qualidade.

計算機としての機能は十分であるものの、最近、液晶表示の右から４桁目の液晶の8本のバーのうち、2本が表示されなくなった。落下等の衝撃を与えたことはないので、単純な劣化と考えられるが、部品の耐久性に問題がある。

llegó a tiempo, bien empacada, sin ningún rasguño, funcionando bien, baterías en buen estado; en resumen tal y como la esperaba, igual a la que estuve utilizando con mucho éxito y por bastante tiempo hace mas de 40 años y que solo le tuve que cambiar las baterías después de 10 años de uso continuo, la que de no haberla extraviado aun la tendría. EXCELENTE PRODUCTO.